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Introducing Monigo: Usage-Based Billing for African Platforms

The Monigo Team ·

Building a SaaS product in Africa is hard. You’re already wrestling with payment gateway quirks, currency volatility, and a market that expects flexibility. The last thing you should be worrying about is billing logic.

That’s why we built Monigo.

What is Monigo?

Monigo is a financial operations layer that sits between your product and your payment provider. It handles:

  • Metering — track API calls, storage, transactions, or any custom unit of value
  • Billing — generate accurate invoices automatically, with support for graduated tiers and flat fees
  • Payouts — trigger bulk transfers to drivers, creators, or partner businesses without writing custom reconciliation code

You bring your existing Paystack, Flutterwave, or Monnify keys. We never touch your money — we just orchestrate it.

Why we built this

We kept seeing the same pattern. A startup would build a promising product, get traction, and then spend 3–6 engineering weeks rebuilding their billing system because flat-rate pricing stopped making sense at scale.

Worse, for marketplace and gig economy platforms — the ones paying out to hundreds of drivers or freelancers every month — the finance team would spend days each cycle reconciling spreadsheets.

Monigo eliminates both problems.

Built for African market realities

Bring Your Own Keys. You keep control of your provider relationships and the trust you’ve built with Paystack or Flutterwave.

Idempotent by default. Events can be replayed. Invoices can be regenerated. Webhooks are retried automatically. We’re obsessive about correctness.

Test mode included. Switch between test and live keys per API key, so you can validate billing logic before it touches real money.

Get started today

Monigo is available now on a 14-day free trial — no credit card required on the Startup plan.

Start your free trial →

If you have questions, reach out. We read every message.

Stop building billing. Start shipping features.

Most platforms spend weeks building billing logic that should take hours. Monigo gives you that time back — and keeps giving it back every billing cycle.